M-Sure is a South African company offering a variety of financial products designed to protect your car and finances in the event of unexpected breakdowns or accidents. This guide provides a comprehensive overview of M-Sure’s services, how they work, and the benefits they offer.

What Does M-Sure Offer?

M-Sure specializes in two main areas:

• Mechanical Breakdown Warranty: M-Sure offers various warranty plans that cover the repair or replacement of specific car components in case of mechanical or electrical failure.
• Financial Protection Products: M-Sure provides products like Credit Shortfall Cover and Deposit Cover to help manage the financial burden associated with car ownership.

M-Sure’s Mechanical Breakdown Warranty

M-Sure’s warranties provide peace of mind by covering the cost of repairs due to mechanical or electrical breakdowns. Here’s what you need to know:

• Types of Warranties: M-Sure offers a range of warranty options with varying coverage levels. These may cover specific components (e.g., engine and gearbox) or more comprehensive coverage for a wider range of parts.
• New vs. Used Cars: Warranties are available for both new and used cars, with coverage options tailored to the vehicle’s age and mileage.
• Claim Process: In the event of a breakdown, you’ll need to contact M-Sure and take your car to an approved repairer within their network. M-Sure will authorize the repairs based on your warranty coverage.

Benefits of M-Sure’s Mechanical Breakdown Warranty

• Peace of mind: Knowing you’re covered for unexpected repairs can reduce stress and financial burden.
• Reduced repair costs: The warranty covers the cost of parts and labor for covered repairs, saving you money.
• Network of approved repairers: M-Sure works with a network of qualified repairers for a streamlined repair process.

M-Sure’s Financial Protection Products

M-Sure offers financial products to help manage the financial impact of car ownership:

• Credit Shortfall Cover: This covers the difference between your outstanding car finance balance and the insurance payout if your car is written off (declared a total loss) due to an accident, theft, or other covered events.
• Deposit Cover: This product assists you in covering the shortfall if your car is written off and you need a deposit for a new vehicle.

Benefits of M-Sure’s Financial Protection Products

• Financial security: Protects you from a significant financial burden if your car is written off.
• Easier access to a new car: Deposit Cover helps bridge the gap for a new car purchase if your previous one is written off.

How to Get M-Sure

You can typically obtain M-Sure products through:

• Car Dealerships: Many dealerships offer M-Sure warranties and financial protection products as part of their vehicle sales packages.
• Independent Brokers: Insurance brokers may also offer M-Sure products as an add-on to your car insurance policy.
• Directly from M-Sure: You can contact M-Sure directly to inquire about their products and obtain quotes.

Important Considerations Before Choosing M-Sure

• Read the fine print: Carefully review the terms and conditions of any M-Sure warranty or financial protection product before purchasing. Understand what’s covered, exclusions, claim procedures, and any limitations.
• Compare options: Compare M-Sure’s offerings with warranties and financial products from other providers to ensure you’re getting the best coverage for your needs and budget.
• Existing car insurance: Review your existing car insurance policy to avoid overlapping coverage and potential redundancy.

M-Sure Contact Information

• Website: https://www.m-sure.co.za/solutions/warranties/
• Phone: 0860 927 726

Conclusion

M-Sure offers a variety of valuable products to protect your car and finances. By understanding their offerings and carefully considering your needs, you can make an informed decision about whether M-Sure is the right choice for you. Remember, it’s always wise to compare options and read the terms and conditions thoroughly before purchasing any warranty or financial protection product.