Can I get a loan at capitec without a payslip?

Yes. If you don’t work or have a paystub, you can still get a loan as long as you have a way to pay it back, like a business you own or run.

You will need to prove that you have a business and make money from it. You will also have to show that the company has been registered properly. If it isn’t properly established or doesn’t have a business to show the bank, you must have a payslip. If you don’t have either of these things, the bank will not process your loan request, no matter what. This means that the bank gives businesses money, but it doesn’t finance companies.

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